How can we help you?
You’re not going to run out of money. You’re going to run out of time. So, we recommend you optimize how you spend your time 🙂 At ARM Financial, we want to help you understand how your money affects you and the things that are important to you. A key benefit to working with us is having an unbiased third party reminding you to focus on the things that are important to you. We can also help relieve the burden of making investment decisions and make you feel like your money is working as hard as possible for you.
I want to provide for loved ones.
ARM Financial can counsel you on estate planning and using your assets to help the people you care about.
I want to align my investments with the causes and issues important to me.
ARM Financial can select and manage investments that are tailored for you.
I want a clear picture of my overall investments.
ARM Financial takes a holistic approach to financial planning and investment management. We help you spot important things that you might be overlooking. For example, how to think about any inheritance you might receive.
I want to make the most of my retirement assets.
ARM Financial will help you understand your investment options. We provide you with expert analysis and managemetn of traditional and alternative investments. So, you can worry less and can fully enjoy your retirement with the financial security that you deserve.
I want a personalized plan to help me stay on track towards my goals.
ARM Financial works closely with clients to understand their unique situation and goals. That way, you have a trusted advisor who has your back and can answer your questions whenever they come to you.
Since childhood, I have always worked to understand how the world works and help those around me. I completed college level course work in psychology and quantum physics before graduating high school.
After graduating with two degrees from MIT, I focused on technology. I was a founder or early employee at three tech companies. Two of those companies were acquired by public companies. Despite my successes, I felt unfulfilled.
It was quite a journey to start a new career over a decade ago. Now, advising my clients on their finances, careers, and investments allows me to help people I care about accomplish the things that are important to them.
current clients with names and photos changed for privacy
Susan - Tech product manager, assets in 20 accounts, and wants to retire at 55
Susan came to me two years looking for advice on retirement in 10 years when she turns 55. She said she had about $3M in assets. The first thing we did when we got started was to review all her assets. She had worked in Europe and Asia over the past decade, so she had assets spread around the world. When we listed everything in a single document, we discovered that she had $5M in assets. A large amount of that was cash in foreign currencies. Now, we work together reallocating and consolidating her assets to make all of her money work hard for her. Susan also inquires regularly about financial questions that come up in her life, like buying or leasing a car and optimizing her tax situation. I happily answer her questions and provide reassurance that she is on the right track.
James - The transition from fulltime to 3/4 time to full retirement.
James wanted to work towards full retirement with the comfort of having a steady retirement income from his investments. However, retirement seemed like a big step from 30 years of working full-time and saving. So James came to me, and over the last 12 years, we first transitioned him from full-time technical contributor to 3/4 time, and six years ago at age 62 to fully retired (James had set out 15 years, so this was a great result!). After listening to what was important to James, I worked out a personalized strategy for him that resulted in the steady retirement income he was looking forward to by providing asset growth and the income generated from the investments I managed.